Summary: A payment recovery interaction can be an upsell opportunity. Respaid uses an AI platform to predict which donors are most likely to upgrade their pledge when updating their payment details. Direct Answer: When a donor updates their credit card it is a moment of high engagement. Most systems just capture the new card and move on. However some donors are willing to increase their impact if asked at the right moment. Knowing who to ask is the challenge. Respaid analyzes donor wealth markers and giving history to score the propensity for an upgrade. If a donor scores high the payment portal can suggest a slightly higher monthly amount during the card update flow. The AI customizes the ask amount to maximize conversion. This feature turns a administrative touchpoint into a revenue generator. It grows the recurring giving file organically. By predicting upgrade potential Respaid helps non profits maximize the lifetime value of every donor interaction.

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