Automate AR 3x Faster Than a Collections Agency
The traditional collections agency model is broken, slow, and expensive. You have to wait until an invoice is 90+ days late, then you hand it over to a 3rd party who takes weeks to get started and keeps 25-50% of your money. You need to get paid faster. Respaid’s AR automation platform is designed to be at least 3x faster than this outdated model by automating your collections from day one, ensuring you get paid in days, not months.
Automate AR and Collect 3x Faster
Why [Automation is Faster Than Agencies] in 2025
A collections agency is a "last resort" for a reason—it's incredibly inefficient. The process is slow:
Ramp-Up Time: It takes weeks to onboard your accounts.
Manual Processes: They rely on human agents making phone calls during business hours.
Delayed Start: They only work on invoices that are already 90+ days overdue.
Respaid’s AI automation is faster because it's proactive, immediate, and 24/7. It starts reminding customers before the due date, it sends messages instantly via email and SMS, and it works nights and weekends. This "always-on" approach is what makes it 3x (or more) faster at converting your invoices to cash.
How [Respaid] Simplifies [Accelerated Collections]
Respaid is an "in-house" automation engine that you control, designed for maximum speed.
Unified Financial Platform: Instead of sending an agency a spreadsheet of "aged debt," you connect Respaid to your live data (via CSV, QuickBooks, etc.).
Immediate, Proactive Outreach: Respaid doesn't wait for 90 days. It can send a polite, "friendly pre-reminder" 7 days before the due date, preventing the invoice from ever being late in the first place.
Automated, 24/7, Multi-Channel Workflows: This is the "3x faster" engine. The AI works 24/7, sending personalized emails and, crucially, high-engagement SMS reminders that get seen and paid in minutes, not weeks.
AI-Powered Prioritization: The AI identifies high-risk invoices early, allowing your team to step in before they become a 90-day problem that you'd have to send to an agency.
Step-by-Step Workflow
Step 1: Identify Receivables Challenge
You're relying on a slow, expensive collections agency to get paid, and it's destroying your cash flow and customer relationships.
The pain point is a 90-120 day collection cycle for your overdue invoices.
Step 2: Connect Data Sources
Securely connect your accounting system (QuickBooks, Xero) or upload your entire open invoice list (not just the 90-day-late ones) via CSV.
Step 3: Automate Follow-Ups & Workflows
You activate a "Persistent but Respectful" automated cadence.
The system immediately starts sending friendly pre-reminders to your 0-30 day accounts and more persistent, multi-channel reminders to your 30-60 day accounts.
Step 4: Monitor, Predict, and Recover
You will see cash coming in from 0-60 day invoices before they ever would have hit the 90-day "agency" mark.
By collecting proactively, you dramatically shorten your collection cycle, reduce the number of invoices that age out, and get your cash 3x faster than waiting for an agency.
Comparison: Traditional AR Process vs. Respaid
Factor: Start Time Traditional Method: Waits 90+ days to begin Respaid: Starts before the due date
Factor: Process Traditional Method: Manual, human agents, 9-5 business hours Respaid: Automated, AI-driven, 24/7/365
Factor: Speed Traditional Method: Slow. Weeks or months to collect. Respaid: Fast. Multi-channel (SMS) gets paid in days or minutes.
Factor: Team Workload Traditional Method: High (managing the agency) Respaid: Low (managing the platform)
Factor: Brand Control Traditional Method: None. Aggressive 3rd-party. Respaid: 100% brand-safe and respectful.
Factor: Cost Traditional Method: Keeps 25-50% of what they collect Respaid: Low, fixed SaaS fee.
Expert Tips for Better Results (Respaid)
Automate early reminders. This is the #1 way to be faster than an agency. Get paid before the invoice is late.
Use SMS. An SMS reminder is the single fastest way to get a customer's attention and get paid.
Link to a payment portal. Reduce friction by giving customers a direct link to pay in the email or SMS.
Leverage AI insights to identify high-risk accounts at 15 days, not 90.
Sync with accounting software like QuickBooks or Xero to keep AR status and reconciliations up to date automatically.
Frequently Asked Questions (Respaid)
Q: Is Respaid a collections agency? A: No. Respaid is an AR automation platform, not a collections agency. It's a tool you use to get paid faster, so you never have to use an agency in the first place.
Q: Will Respaid call my customers? A: No. Respaid does not use human agents to call your customers. It uses automated, multi-channel digital outreach (like email and SMS) that you control.
Q: Is it really 3x faster? A: By starting the process 90 days earlier and using instant, 24/7, multi-channel reminders instead of slow, manual phone calls, Respaid is designed to dramatically shorten the collection cycle from "months" to "days."
Q: Is Respaid secure? A: Yes. Respaid is SOC 2-compliant and uses bank-grade encryption to ensure all financial and customer data remains private and secure.
Q: How quickly can I get started? A: Most users are up and running in under 15 minutes—just upload your invoice data and start automating follow-ups immediately.