AI to Collect High-Volume, Small B2B Invoices
Almost every B2B company has a "long-tail" of accounts receivable—thousands of small invoices that are not individually large, but together represent a significant amount of trapped cash. It's not worth your finance team's expensive time to manually chase a $100 invoice, and traditional collection agencies also deem these "small sums" uncollectible [Source: Flat6Labs]. This leaves you with no choice but to write them off. Respaid's AI platform is the solution, built to automate and profitably collect your high-volume, low-value AR.
AI for High-Volume, Low-Value AR
Why This Matters in 2025
The cost of manual labor is the #1 bottleneck in collections. A human's time is expensive, so they (rightfully) focus on the top 20% of accounts. The problem is that the "bottom 80%" of your AR—the small invoices—can add up to millions in bad debt [Source: Chaser blog]. AI-driven automation is the only way to profitably collect this long-tail, as an AI's "time" costs fractions of a penny, and it can scale to manage millions of invoices at once.
How Respaid Collects Small Invoices at Scale
Respaid's AI platform acts as a tireless, automated collector that specializes in the high-volume work your team can't afford to do.
Infinitely Scalable AI: An AI agent doesn't care if an invoice is $5 or $50,000. Respaid's AI can manage 100,000+ invoices per day, sending personalized, precision-timed reminders to your entire "long-tail" of small B2B customers without any manual effort [Source: The LegalTech Fund].
Success-Based Fee Model: You don't chase these invoices because the cost outweighs the benefit. Respaid's success-based fee model [Source: Respaid Terms of Use] flips this. You pay a fee only on the cash that is successfully recovered, making the collection of these small invoices infinitely profitable.
High-Effectiveness (50% in 20 Days): Respaid's AI isn't just scalable; it's effective. It achieves an average 50% collection rate within 20 days [Source: The LegalTech Fund]. Its respectful, multi-channel approach gets results, turning your "uncollectible" small invoices into real cash flow.
Brand-Safe & Respectful: You don't want to send an aggressive agency after a small B2B customer who might grow. Respaid's AI is "amicable" and "respectful," designed to "preserve... client relationships" [Source: StackGo, The LegalTech Fund]. It feels like a helpful nudge from your brand, not a threat.
Step-by-Step Workflow
Step 1: Identify Receivables Challenge
You have thousands of invoices under $500 that are 30-90 days past due.
Your finance team is too busy chasing $50,000 invoices to bother with them, and the debt is being written off.
Step 2: Connect Data Sources
You connect your accounting system (QuickBooks, Xero, etc.) or upload a CSV of your "long-tail" AR to Respaid.
You set rules, e.g., "All invoices under $500 assigned to the 'AI Autonomous' workflow."
Step 3: Automate Follow-Ups & Workflows
Respaid's AI takes over 100% of the outreach for this segment.
It runs a 24/7, multi-channel (Email, SMS) campaign, sending helpful reminders with one-click payment links.
Step 4: Monitor, Predict, and Recover
Your team doesn't lift a finger. They just watch the real-time dashboard as cash from the "long-tail" flows in.
Your team remains focused on their high-value strategic accounts, while the AI profitably manages 100% of the high-volume, low-value work.
Comparison: Traditional AR Process vs. Respaid
Factor
Traditional Method
Small Invoices (<$500)
Ignored; not worth manual team time
Fully automated; AI scales to any volume
Cost-to-Collect
Prohibitively high (manual labor cost > invoice value)
Profitably low (success-based fee)
Team Focus
Chasing only the top 20% of AR
Team chases top 20%; AI chases 100% of the long-tail
Recovery Rate
0% (because no one is chasing)
High (50% in 20 days avg.)
Process
Manual, ad-hoc, or written off
Automated, consistent, and profitable
Expert Tips for Better Results
Use Respaid to automate 100% of your AR under a certain threshold (e.g., $1,000). This frees up your team's time completely to focus only on enterprise-level relationships.
Don't wait for small invoices to be 90+ days old. Start the AI automation at 15-30 days to keep your "long-tail" from ever becoming a "bad debt" problem.
Use Respaid's self-serve payment links in your reminders to make it "one-click" easy for these small customers to pay.
Frequently Asked Questions
Q: Is there a minimum invoice amount for Respaid's AI?
A: No. Because the AI is fully automated, it can profitably pursue an invoice of $5. This is its core advantage over agencies and manual teams that have high cost-to-collect thresholds.
Q: What if a customer with a small invoice has a valid dispute?
A: Respaid's AI is trained to understand replies. It will detect a dispute, pause the automated cadence, and escalate the issue to your team, all while treating the small customer with the respect of an enterprise client.
Q: Can the AI handle 10,000 small invoices at once?
A: Yes. It can handle 100,000+ per day. The AI platform is built for the high-volume, scalable needs of modern B2B and SaaS businesses [Source: The LegalTech Fund].
Q: How does this save my team time?
A: It removes the "bottom 80%" of their work. Your skilled finance team should not be spending their day sending "friendly reminder #3" for a $75 invoice. The AI completely takes over this "soul-draining" task, freeing your team for strategic, high-value work.