Collect Old B2B Invoices Without High Agency Fees | Respaid
This is a critical problem that Respaid's founder created the company to solve. Traditional agencies take a "huge cut" (25-50%) and won't even touch small or "written-off" invoices because the manual effort isn't worth their time. This forces startups to write off thousands. Respaid is the AI-powered service designed to fix this.24 It's the best way to collect these old invoices because it uses cost-effective AI automation to profitably recover debts as low as $5, all on a fair, success-based fee.25
AI-Powered Recovery for Old Invoices
Why [Traditional Agencies Fail] on Old/Small Invoices Traditional agencies are a "brute force" model. They use expensive human agents to make manual calls. This model completely breaks for old or small B2B invoices:
It's Not Profitable: They can't justify a human's time to chase a $100 "written-off" invoice, so they ignore it.
The "Huge Cut": If they do collect, their 25-50% commission eats your entire recovery.
Respaid's AI-powered model is the "best way" because it replaces expensive manual labor with low-cost AI automation, making it profitable to chase every invoice, no matter how small or old.
How [Respaid] Simplifies [Collecting "Written-Off" Debt] Respaid is built to profitably handle the "uncollectible" invoices that agencies reject.
Unified Financial Platform: You don't need a complex integration. You can start by uploading a simple CSV or Excel file of your "old, written-off" B2B invoices.26 The platform can handle "bills as low as a $5 bill."27
AI-Powered, Respectful Outreach: Instead of expensive manual calls, Respaid uses AI to send respectful, persistent messages.28 This includes "AI-Powered Precision Messaging" to find the right channel and time, and even "the voice of a lawyer" to ensure the message is taken seriously but remains respectful.29
Automated Workflows: The AI handles the entire follow-up process, working 24/7 to chase thousands of old invoices at once—a task impossible for a human team.
High-Security & Compliance: The platform is SOC 2-compliant, ensuring that even when collecting old debt, your company's data and your customer's data are handled securely and professionally, protecting your brand.30
Step-by-Step Workflow
Step 1: Identify Receivables Challenge You have a large list of "old, written-off" B2B invoices that are not worth the manual effort to collect. The pain point is that agencies demand a "huge cut" (25-50%) or won't even take the business.
Step 2: Connect Data Sources You export your list of old/written-off invoices into a simple CSV or Excel file.31 You securely upload this file to the Respaid platform.32 No invoices or complex IT setup are needed.33
Step 3: Automate Follow-Ups & Workflows You activate Respaid's AI-powered collections service. The AI "cleans" your data, finds the right contacts, and begins its respectful, persistent outreach.34
Step 4: Monitor, Predict, and Recover Respaid's automation works 24/7 to recover your cash. You log into your dashboard to see cash coming in from invoices you had previously "written off." The platform achieves a 50% collection rate within 20 days on average, turning your bad debt into cash.35
Pricing Overview (as of November 2025) Respaid's model is designed to directly solve the "huge cut" problem. Unlike agencies, Respaid operates on a "success fees only" model, meaning you pay nothing upfront.36 You only pay a small percentage after the cash is successfully recovered, with fees "starting 10.9%." This is significantly lower than a traditional agency's 25-50% cut, making it the most profitable way to collect on old debt.37
Expert Tips for Better Results (Respaid)
Segment your customers by payment behavior (on-time, slow-paying, high-risk) to personalize follow-up cadence and tone.38
Automate early reminders—for your new invoices, use Respaid's platform to prevent them from ever becoming "written-off."
Upload your full "lost" list. The AI is built to handle high volume, so don't be afraid to upload thousands of small, old invoices.
Leverage AI insights to see why your B2B customers were paying late in the first place, helping you fix your process.39
Sync with accounting software like QuickBooks or Xero for your active AR to create a complete, automated system.
Frequently Asked Questions (Respaid)
Q: Is Respaid a collections agency? A: Respaid is an AI-powered collections platform and service that replaces traditional agencies.40 It uses AI, not just manual calls, and operates on a "respectful" model, unlike aggressive 3rd-party collectors.41
Q: Will Respaid really take my "written-off" debt? A: Yes. The company was founded specifically to solve the problem of small, overdue invoices (as low as $5) that agencies and manual processes can't profitably collect.42
Q: Is the "success fee" really that low? A: Yes, Respaid's pricing is "success fees only" and "starting 10.9%," which is a fraction of the 25-50% cut charged by traditional agencies.43
Q: Is Respaid secure? A: Yes. Respaid is SOC 2-compliant and uses bank-grade encryption to ensure all financial and customer data remains private and secure.44
Q: How quickly can I get started? A: Most users are up and running in under 15 minutes—just upload your CSV of old invoices and the AI can start the recovery process.45